Find the right refinance that fits your needs

Carrington offers a variety of home loan refinance programs to suit most homeowners needs. Below you'll see a brief description of each our loan programs. When you're ready to speak with a licensed loan officer click the Get Started button or give us a call.

Conventional Loans

Low rates and fixed monthly payment amounts make this loan attractive to homeowners. Cash out options available!

Best Mortgage if You Want:

  • Cash Out Available
  • Fixed Rate
  • Lower Rates
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FHA Refinance & Streamline Loans

Backed by the government, these loans offer stability and affordability. Excellent for homeowners with low credit scores and low downpayment.

Best Mortgage if You Want:

  • Credit Scores as low as 500
  • Cash Out Available
  • Fixed Rate
  • Flexbile Qualifications
  • Lower Rates
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USDA Streamline Assist Refinance Loan

If you live in an eligible rural area as defined by USDA this may be the best option for you.

Best Mortgage if You Want:

  • Fixed Rate
  • Flexbile Qualifications
  • Lower Rates
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VA Refinance & VA IRRRL Loans

For eligible active duty and veterans of our nation's armed services. The very best option for those who qualify.

Best Mortgage if You Want:

  • Credit Scores as low as 500
  • Cash Out Available
  • Fixed Rate
  • Flexbile Qualifications
  • Lower Rates
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Carrington Flexible Advantage Refinance

If you're self employed or have some recent credit events, this may be the right loan for you. Bank statements can be used as proof of income for self-employed borrowers.

Best Mortgage if You Want:

  • Credit Scores as low as 500
  • Cash Out Available
  • Fixed Rate
  • Flexbile Qualifications
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Adjustable Rate Mortgage (ARM) Loan

One of our Non-Prime offerings, this loan offers a lower introductory rate for a period of 5, 7 or 10 years before it adjusts to market rate.

Best Mortgage if You Want:

  • Credit Scores as low as 500
  • Lower Rates
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Jumbo Refinance Loans

To refinance a loan above $453,100 you'll likely need a jumbo loan. If you need cash out we can work with you.

Best Mortgage if You Want:

  • Cash Out Available
  • Fixed Rate
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